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How to travel cheap in retirement


A comfortable retirement is a dream many of us share, a time when we can finally savour the fruits of our labour and explore the world at our own pace. For seniors, retirement often means more free time, but it may also come with a fixed income. 

The good news is that this doesn’t have to put a damper on your travel aspirations. With careful retirement budgeting and a bit of strategic planning, you can embark on incredible journeys without breaking the bank. 

In this article, we explore the cheapest ways for seniors to travel and offer some practical tips for ticking off your bucket list without hurting your back pocket. So, sit back, fasten your seatbelts and prepare for an exciting journey into the world of retirement travel!

The world is your oyster

Once you’ve set your sights on retirement travel, the next crucial step is managing your finances wisely to ensure you can make the most of your adventures without jeopardising your comfortable retirement. The path to income-free travel for seniors involves a careful balance between your dreams and your budget. 

Here are some tips to help you achieve that balance and make your retirement travel on a budget a reality.

1. Create and Stick to a Budget

First and foremost, it’s essential to establish a travel budget. Sit down and calculate how much you can comfortably spend on each trip without straining your finances. Once you’ve determined your budget, make a commitment to stick to it. It might be tempting to splurge on various experiences during your journey, but adhering to your financial plan is key to enjoying affordable retirement travel.

For simple tips on managing your budget in retirement, read our article.

2. Make a Realistic Plan

While retirement is an excellent time to check items off your travel bucket list, it’s essential to be realistic about your physical capabilities and interests. Some activities may be more feasible when you’re in your mid-60s than when you’re in your 80s. For example, a challenging hiking expedition might be better suited for your earlier retirement years, while a relaxing beachside getaway can wait until you’re a bit older.

Prioritising and scheduling your adventures thoughtfully will help you make the most of your retirement travel opportunities.

3. Find Cheaper Ways to Travel

There are numerous strategies to cut costs and extend the duration of your retirement travels.

  • Online Accommodation Options Accommodation can be a significant expense during your trips. Take advantage of online resources like Airbnb to discover budget-friendly accommodations. You can often find great deals by booking a guest room in someone’s home or opting for an Airbnb apartment where you can prepare your meals, saving both money and gaining a more local experience.
  • Explore Less Well-Known Destinations Consider veering off the beaten path and exploring destinations that are not as popular with tourists. While iconic cities like Paris and Rome are undoubtedly appealing, they can be expensive. Choosing lesser-known cities can lead to cost savings, and you may even have more authentic and meaningful experiences in these hidden gems.

By implementing these strategies and staying disciplined with your budget, you can unlock the secrets to affordable retirement travel. 

With the right planning and mindset, you can make your post-career adventures not only memorable but also budget-friendly, ensuring that your retirement years are filled with exciting journeys and enriching experiences.

The perfect lock & leave lifestyle

St Ives Retirement Living is the epitome of a carefree and flexible retirement lifestyle. With its community focussed villages, it offers retirees the ideal “lock & leave” solution, allowing you to embark on your travel adventures whenever the wanderlust strikes. 

The peace of mind that comes with knowing your home and possessions are safe, combined with the convenience of a supportive and like-minded community, makes St Ives the perfect choice for those who yearn to explore the world during their retirement years. Whether it’s a spontaneous weekend getaway or an extended journey, St Ives enables you to make the most of your retirement while providing a secure base to return to whenever you like. 

It’s certainly the case for St Ives’ residents, Peter and Judy Bright, who choose to spend their retirement years exploring the great outdoors.  “We can leave our unit and go on extended holidays or caravanning and we are totally certain our investment will be looked after.”

To find the perfect St Ives Village for you, organise a private tour or join one of our regular events and have a chat with the residents.